How Klarna Works

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How Klarna Works

Choose Klarna at Checkout

When paying for your service, select Klarna as your payment method. You’ll be redirected to Klarna’s secure portal.

Instant Eligibility Check

Klarna performs a quick check (soft credit check, no impact on your credit score) to see if you’re eligible for financing. Approval is usually instant.

Select Your Payment Option

Klarna typically offers options like:

• Pay Later in 30 Days: You pay the full amount after 30 days.

• Pay in 3 or 4 Instalments: Split the total cost into interest-free payments.

• Pay Over Time: Spread the cost over several months with 0% interest (if offered).

Confirm & Pay

Once approved, you confirm the plan and Klarna pays the merchant (us) immediately. You then make payments to Klarna according to your chosen plan.

Manage Payments Easily

Klarna provides an app and online account to track payments, get reminders, and manage your plan—all without hidden fees if you pay on time.

💡 Key Points:

• You don’t pay any extra interest on eligible 0% finance plans.

• Approval is subject to Klarna’s criteria.

• Your vehicle is booked and covered while you pay in instalments